6A - Identifying Opportunities in Economic and Regulatory trends.

1.) Baby boomers aren't retiring
   
    A.)https://www.thebalance.com/top-usa-future-economic-trends-3305666
 
    B.) A recent and very important survey shows that over half of workers ages 45-75 are being forced to delay retiring due to the great recession. Because of the recession, baby boomers are preventing millennials from taking their place therefore slowing up the standard career track plan that they originally planned for. Companies hiring rates are lower due to multiple reasons such as keeping their overhead low, remaining flexible in a uncertain environment, and prevention from paying higher healthcare benefits.
 
   C.) I think that even though this is tough situation for younger people it'll allows us to be more creative and innovative in terms of our knowledge of technology which could be our upper hand on creating a new opportunity for the economy just as the creator of snapchat or Facebook did.
 
   D.) The job force is obviously way more competitive than ever before so I cant necessarily say this is will be easy to exploit, but it can most certainly create more job opportunities for people if some technological advancement or discovery requires employers which it most likely will.

- I saw this opportunity when I was reading about how older folks who can afford to retire consider themselves semi-retired are emotionally scarred and are taking longer to retire because of the experience during the recession. This could also be an opportunity to acquire higher degrees to set yourself up for a more successful career since the workforce is so competitive.

2.) Higher stock prices

     A.) https://www.principalglobal.com/knowledge/insights/top-10-economic-trends-2017

 
     B.) Stock have been working really well in the U.S for almost a decade now and continue to maintain legitimacy. Theres a good chance that stock prices will continue to rise in 2018 which creates an opportunity for people to capitalize on their investments.
 
    C.) Companies who are doing well could most certainly create an opportunity for their investors as well as new and upcoming companies who have proved their legitimacy and continue to grow. I know Bitcoin has really blown up over the past year creating a huge opportunity for investors o capitalize their money on as well as other companies to conglomerate and expand their own resources as well.
 
    D.) I think stocks should be very easy to exploit. It seems that most people already have money invested in some sort of stock and could really cash out if they invest wisely.

- I already planned on using one of the two economic trends regarding to the stock market and caught a glimpse of this short article when looking for other ones. It was much of an article, but its probably one of the most important and obvious ones that creates opportunities for everyone.

 3.) Cyber threats and cyber risk

   A.) https://www2.deloitte.com/us/en/pages/regulatory/articles/banking-regulatory-outlook.html

   B.) The New York State department and DFS issued a proposal for banks, insurance companies and other DFS-regulated financial institutions to establish a cybersecurity system and comply with the newer regulated requirements.

   C.) Banks and other financial companies will effected with this opportunity when it is implemented.

   D.) Cyber threats are becoming a more serious and common problem as the world continues to grow in the technological field. I understand that this is a very serious concern to our government because a cyber attack could very serious to our country and must be avoided at all cost. with that being said, I don't think this will be hard to exploit.

    - I came across this and saw that this one as of the top regulatory trends that was implemented months ago and should become required immediately all over the country because our economy and country is a very technological based country that should have maximum security enforced firewall to prevent cyber attacks of all kinds where that be domestic or not.

   4.) Pipeline integrity and safety
   
     A.) https://www2.deloitte.com/us/en/pages/regulatory/articles/energy-regulatory-outlook.html

     B.) Air pollutants remain a serious problem to our country. Some factories emits an excessive and unregulated amount of toxins daily which is a serious threat to our O-zone as well as human health. While officials are trying to make sure every factory is regulated, the other goal is to reduce methane emissions from all existing regulated factories as well was ones that aren't.

   C.) Businesses are going to have to increase their expenses to keep up with the regulations. The plan also proposes that pipeline operators change the way they secure and inspect gas pipelines during natural disasters like hurricanes and flooding.

    - This seems to be another common regulatory trends because the government is constantly dealing with improving gas emissions and making sure that they're regulated.